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Duties, Liabilities and Defences

Study how strategic oversight, director and executive duties, liability exposure, criminal penalties, indemnity, and legal defences fit together in dealer governance.

This chapter explains what directors and executives are expected to do, how liability can arise when they fail to meet that standard, and which legal protections may still be available when they act prudently and in good faith. It covers strategy, fiduciary conduct, civil and regulatory exposure, criminal penalties, indemnity, and common defences.

The exam usually tests these issues through fact patterns rather than abstract definitions. Strong answers distinguish between a bad outcome and a breach of duty, identify the conduct that creates liability, and then assess whether any defence or protective mechanism is realistically available on the facts.

The most useful distinctions in this chapter are often director versus executive responsibility, diligence versus passive approval, civil or regulatory exposure versus criminal exposure, and indemnity versus a true defence. Those distinctions are what make Chapter 6 heavily judgment-based rather than purely definitional.

Chapter snapshot

ItemWhat matters here
Main skilldistinguish poor outcome, breach of duty, liability exposure, and available protection
Typical trapassuming liability whenever the outcome is bad, or assuming indemnity is the same as a defence
Strongest first instinctask whose duty was engaged and what conduct actually created the exposure

What this chapter is really testing

This chapter is testing whether you can analyze accountability precisely. Stronger answers usually:

  1. identify whether the fact pattern engages director, executive, or firm-level responsibility
  2. distinguish ordinary business failure from conduct that creates civil, regulatory, or criminal exposure
  3. assess whether diligence, good faith, indemnity, or another defence is realistically available

How to study this chapter well

  • study this chapter through role distinctions and exposure types
  • keep governance duties, liability triggers, and defensive protections connected
  • compare indemnity, insurance, and legal defences by what they actually do and do not protect
  • when a scenario feels severe, ask whether the legal issue is breach, consequence, or both

What stronger answers usually do

  • identify the duty first, then the exposure
  • separate bad judgment from actual breach-causing conduct
  • choose protections that fit the facts instead of assuming every safeguard applies

In this section

Revised on Thursday, April 23, 2026