Browse CIRO Exams - Study Hubs, Topic Maps, and Exam Route Guidance

Credit risk management and client accounts

Study the credit risk management and client accounts domain of the CIRO Chief Financial Officer Exam and the section-level rules, workflows, and control points it tests.

Chapter 10 follows the official CIRO Chief Financial Officer Exam syllabus element Credit risk management and client accounts. This domain carries 8 questions (~9%), so your study depth should reflect both its weighting and how often it drives scenario-based judgment on this exam.

The strongest exam answers in this chapter usually do two things well: they classify the situation correctly before choosing an action, and they connect the rule to the actual business, client, market, finance, or supervisory consequence. That is usually where weaker answers lose precision.

Section Map

  • 10.1 Credit risk management best practices
  • 10.2 Types and classifications of credit risk
  • 10.3 Margin rules, capital provisions, and margin accounts
  • 10.4 Cash Account Rules and practices
  • 10.5 Account guarantees
  • 10.6 Counterparty risk and margin requirements for AI, AC, and RE
  • 10.7 Specific written agreements
  • 10.8 Key client-account controls, documentation, and corrective measures
  • 10.9 Registered account plans
  • 10.10 Operation of registered accounts

Study Priority

  • Official weighting: 8 questions (~9%)
  • Learn the rule language, but spend most of your time on scenario translation: what changes in practice, what must be documented, what must be recalculated, and what must be escalated.

In this section

Revised on Thursday, April 23, 2026