CSI Financial Planning II (FP II) study guide with topic weights, chapter and section lessons, review tools, and matching web practice.
Use this page as the main CSI Financial Planning II exam guide. FP II is the more integrated planning paper. It expects you to connect retirement, tax, insurance, business, family law, and estate consequences inside the same recommendation instead of solving each topic as a separate checklist.
Use matching web practice when you want timed mixed review, current progress tracking on Web, and a cleaner handoff from reading into exam-mode repetition. This guide also includes chapter and section lessons for each CSI FP II curriculum area, so you can move from broad topic review into specific integrated-planning objectives.
Exam snapshot
Item
Value
Provider
CSI
Exam code
FP II
Question count
60
Time limit
180 minutes
Passing grade
60%
Strongest focus
integrated Canadian planning judgment across retirement, tax, insurance, estate, family law, and small-business facts
Practice status
full FP II web practice is live
Where FP II fits
If the candidate mainly needs…
Better first instinct
core planning workflow and foundational Canadian personal-finance judgment
FP I first
advanced integrated planning and more complex recommendation sequencing
FP II
progression toward CSI’s advanced planning path and one step closer to the PFP designation
FP II after FP I
certification-style integrated planning under FP Canada
QAFP once the core planning and integration base is strong enough
Exam topics covered
Topic
Weight
What it is really doing
Financial Planning Practice
10
tests process discipline, fact finding, and recommendation delivery
Savings Planning & Debt Management
10
tests borrowing, cash management, and debt strategy integration
Investment and Tax Planning
10
tests after-tax planning, account structure, and recommendation fit
Retirement Planning
20
the highest-pressure area, requiring product, tax, and timeline integration
Insurance Planning
10
tests insurance design, contract features, and risk-transfer judgment
Financial Planning for Small Business
15
tests entity, valuation, succession, tax, and continuity logic
Family Law
15
tests support, property, disclosure, and post-breakdown planning redesign
Estate Planning
10
tests trusts, powers of attorney, estate transfer, and death-tax planning
How to use this guide well
Start with the planning-practice and retirement frames because FP II punishes answers that ignore sequencing and timeline pressure.
Keep tax, insurance, family law, business, and estate implications visible while you review any recommendation.
Use the study plan for the first structured pass, the cheat sheet for fast integration cues, and practice questions when you are ready for mixed review.
How FP II relates to QAFP
If the candidate is really trying to build…
Better next move
deeper CSI integrated planning judgment
stay in FP II and strengthen retirement, business, family law, and estate case logic
a broader certification-style integrated planning exam route
compare your readiness against QAFP under FP Canada
a clean sequence from CSI planning coursework into certification-style cases
use FP I -> FP II -> QAFP only if the target role actually needs that broader certification path
What stronger FP II answers usually do
identify the dominant planning issue before naming a tactic
test the recommendation against at least one second-order consequence in another planning area
keep implementation, documentation, and timing visible
prefer realistic sequencing over locally optimal but impractical recommendations
Learn how CSI FP II tests the Canadian financial-planning process, client goals, risk profile, fact finding, recommendation delivery, and ongoing communication.
CSI Financial Planning II study guide for the personal financial planning process in Canada, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for client goals, risk profile, and fact finding, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for net worth and cash management planning, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for recommendation delivery and ongoing client communication, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for financial planning and mortgages, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for integrated borrowing and repayment decisions, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for portfolio performance and investment selection, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for tax planning using registered and trust accounts, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for employer and supplemental retirement arrangements, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for rrsps, locked-in plans, and accumulation strategies, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for retirement income products and decumulation, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for integrated retirement planning decisions, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for life insurance products, features, and taxation, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for insurance to protect income and savings, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for business entities and ownership structure, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for business valuation, taxation, and cash extraction, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for business law, contracts, and agency, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for succession, estate freezes, and continuity planning, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for financial planning for small business, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for family law foundations and relationship status, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for support, disclosure, and household cash flow after breakdown, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for property division and domestic contracts, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for divorce and financial plan redesign, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for advanced family-law planning judgment, with learning objectives, integrated planning decision cues, and exam traps.
CSI Financial Planning II study guide for integrated estate strategy and legacy planning, with learning objectives, integrated planning decision cues, and exam traps.
Frequently asked questions for CSI Financial Planning II (FP II), including structure, route fit, topic weightings, study priorities, and how to use this guide.