Credit Regulation and Capital Requirements

Learn the net-capital and credit-regulation concepts that Series 14 expects compliance officers to understand at a general level.

The fourth Series 14 chapter covers capital and credit at a concept level rather than at full FINOP depth. The compliance officer needs to understand how net capital, customer protection, margin, and credit-extension rules create compliance risk for the firm. The exam uses this material to make sure the compliance officer can recognize when business activity affects the firm’s financial-responsibility posture.

Read this chapter as the financial-responsibility awareness layer. Start with capital and notification concepts, then move into margin, day trading, and other credit-regulation topics that can change how the firm operates and what it must supervise.

In this section

  • Capital Requirements
    Review the net-capital, customer-protection, and notification concepts that Series 14 expects compliance officers to recognize.
  • Credit Regulation
    Learn the margin, day-trading, prime-brokerage, and joint-back-office concepts that Series 14 uses to test credit-regulation awareness.
Revised on Thursday, April 23, 2026