Core employer retirement plan types relevant to Series 6 coverage.
Employer-sponsored plans matter on Series 6 because they combine plan design, tax treatment, and rollover implications. Questions in this section usually test whether you can distinguish broad plan families and understand the employer relationship, not whether you can recite every plan limit from memory.
Think of these plans as workplace wrappers with different contribution, matching, vesting, and distribution patterns. The customer’s employment situation is often just as important as the investment menu inside the plan.
Employer-plan issue
Better instinct
Type of plan
Identify whether the plan is defined contribution, salary deferral, or another employer structure
Employer role
Employer contributions and plan sponsorship change the analysis
Vesting and access
Not all money is equally available at all times
Rollover implications
Leaving employment can change the next best step
Study employer plans as employment-linked accounts, not just as tax shelters.