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CFP Estate Planning and Law for Financial Planning Guide

FP Canada CFP chapter guide for estate planning and law for financial planning, covering wills, powers of attorney, beneficiary designations, estate liquidity, tax at death, and family-law context.

Use this chapter to study Estate Planning and Law for Financial Planning for the FP Canada CFP exam. The chapter weighting is 14%, but the more important point is how this domain changes the recommendation in a real client file.

This chapter is mainly about wills, powers of attorney, beneficiary designations, estate liquidity, tax at death, and family-law context. Read the section articles in order, then return to the CFP Cheat Sheet when you need faster recall.

Sections in this chapter

  • Client Intent, Legal Documents, Capacity, and Family Facts
  • Ownership, Beneficiary Designations, Trusts, and Transfer Mechanisms
  • Estate Tax, Liquidity, Debts, and Administration Analysis
  • Estate Recommendations, Blended Families, Business Succession, and Referrals

How to study this chapter

  • Start with the client objective and the facts that change the recommendation.
  • Identify the planning domain, then test at least one cross-domain consequence.
  • Prefer answers that are realistic, documented, and implementable for the client.
  • Use MCQ practice after you can explain why the strongest answer improves the whole plan, not just one domain.

In this section

Revised on Friday, May 29, 2026