Use this chapter to study Investment Planning for the FP Canada QAFP exam. The chapter weighting is 16%, and the study goal is to understand how this domain affects an entry-level integrated financial-planning recommendation.
This chapter is mainly about risk profile, portfolio basics, account fit, registered plans, tax interaction, and investment recommendation quality. Read the section articles in order, then return to the QAFP Cheat Sheet when you need faster recall.
Sections in this chapter
Collection (Function 1)
Analysis (Function 2)
Recommendation (Function 3)
How to study this chapter
Start with the client objective and the constraint that controls the answer.
Identify whether the issue is mainly cash flow, investment, insurance, tax, retirement, estate, or process quality.
Check at least one second-order effect in another planning domain.
Prefer practical recommendations that can be implemented with the client facts provided.